Archive for March, 2015

More fun with health care billing (walking a hallway is physical therapy)

March 20, 2015

I am looking at another hospital bill for the wife (fortunately all covered by insurance). I see two charges for physical therapy that total up to $648 dollars. However, the only physical therapy my wife underwent while an inpatient was walking up and down the hallway a few times. I guess someone got paid handsomely to watch her do it.

Should an iron test be $21.48 or $256.25. It depends on who pays.

March 19, 2015

I had some lab work done due to low iron. The original charge from the lab was $256.25. My insurance then got a “plan discount” of $234.77. The health plan then paid $17.18 and my share is $4.30. So, the total for the test was $21.48, of which my share was negligible.

If I was uninsured, I would owe 100% of the original charges. The most I could hope for is a modest cash discount. if late in paying, I would be beset upon by a collections department.

So, I ask, what does this test really cost? Apparently it can be done for a bit over $20 profitably, as that is what the lab ended up getting. It looks like just marking prices up to mark them down later (for some payers).